Murray Beith Murray

Beaumont, 4 Fallhills Court, Howgate, Midlothian

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Top Ten Money Saving Tips: PAYE Tax Codes

THE new PAYE tax codes for the 2013–14 tax year came into effect last month. But taxpayers who wrongly assume their code is correct could be set for a nasty shock further down the line, with HM Revenue & Customs (HMRC) changing the rules that allow some individuals to have underpaid tax written off.

Top Ten Tips: Helping the kids get a home

“The bank of Mum and Dad” is the key to getting a foothold on the housing ladder for a growing number of first-time buyers facing hefty deposit demands from lenders.